Job Description

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market.

Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns.

Team

As our primary Legal Counsel with in the team for the US, you will have total ownership over our legal strategy. You will report into our legal structure while being embedded locally within the US Executive Committee (ExCo). You’ll be the "go-to" legal architect for our US expansion, working alongside the ExCo to ensure our growth is both rapid and compliant.

We are seeking a high-autonomy, AI-forward General Counsel to lead our US legal function. As a senior Individual Contributor, you will be the primary legal architect for our organization, reporting directly to the CEO, US. This is a role for someone who thrives on direct execution, from drafting complex agreements to navigating the complex regulatory space for digital deposits and banking, while utilizing cutting-edge AI tools to streamline workflows and enhance legal precision.

The ideal candidate is a tech-savvy legal strategist who views AI as a force multiplier and is eager to shape the future of finance in a lean, high-velocity environment.

Your Responsibilities

• Act as the primary drafter and negotiator for all commercial contracts, debt/equity instruments, and legal documents.
• Regulatory Navigation: Analyze market developments in fintech, privacy, and information security (e.g., deposit regulation, AML, data privacy) to ensure continuous compliance. AI Champion: Identify and implement AI-driven legal tools for contract analysis, research, and workflow automation to maintain high output as a solo lead.
• Strategic Governance: Own the legal lifecycle of our US entities, managing board materials and reporting directly to the US CEO.
• Product & Tech Advisory: Provide real-time legal feedback on new product features, specifically those involving automated financial services and emerging tech.
• Litigation & IP Management: Directly manage claims and intellectual property matters, coordinating with specialized outside counsel only when necessary.
• Cross-Functional Partnership: Act as a dedicated partner to the Commercial, Finance and HR teams, providing swift, actionable advice on labor laws and contract terms.

Your Profile

• Education & licensure: Juris Doctorate (JD) Degree with a license to practice law in NY required.
• Experience: Minimum of 10 years of legal experience in a general corporate legal practice, with a heavy emphasis on Fintech, Banking, or Financial Services.
• Technical Expertise: Proven track record in startup space, with focus on Fintech and banking experience.
• Problem-Solving: Demonstrated ability to manage multiple, competing priorities as a solution-focused problem solver.
• Communication: Exceptional ability to articulate and support the company's legal position to both internal and external entities with brevity and clarity.

Benefits

• Flexible working hours and up to 28 days PTO accrued from your first month, plus 13 public holidays.
• Employee Development Budget of $2,200 and 4 full training days per year.
• Company 401k contribution of 5%.
• Healthcare coverage contribution, including medical, dental and vision.
• Commuter benefits and flexible working from home policy.
• Regular team events and yearly Summer and Winter Party.

Salary Range

$275,000 - $300,000 USD

We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply.

EEO Statement

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

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